ONE LEVEL DEEPER
ADBE
Warren Buffett frameworkThe Owner-OperatorBenjamin Graham frameworkThe Value ArchitectMichael Mauboussin frameworkThe Expectations EngineerHoward Marks frameworkThe Cycle WhispererPeter Lynch frameworkThe Everyday Edge

Adobe grows revenue 11% with 2.1x operating leverage yet trades at 14x earnings — Lynch's fast grower at slow grower prices.

cautiousBullishconviction

A fast grower masquerading as a disaster — 11% revenue growth driving 22% operating income growth at 14x earnings defies Lynch's playbook.

THE LENSES
THE CLASSIFICATIONmispriced

What kind of company is this, and what should we expect?

TTM revenue growth 11% with Digital Media ARR growing double-digits
Operating income grew 22% on 11% revenue growth in Q1'26
37.8% operating margins expanding from 34.9% prior quarter
Digital Media segment maintains 74% revenue share with consistent growth

This framework classifies Adobe as a fast grower — revenue above 10% with expanding margins and operating leverage coefficient of 2.1. The market treats it like a slow grower at 14x earnings, creating classic Lynch mispricing where classification and valuation don't match.

Revenue
THE PEG RATIOexceptional

Are we paying a fair price for the growth we're getting?

P/E ratio 14.24x at 0th percentile of 10-year range
EPS growth sustained double-digits with Q1'26 showing strength
PEG ratio well below 1.5 threshold Lynch considers attractive
Operating leverage delivering 2x earnings growth versus revenue

Applying Lynch's PEG lens reveals extreme value — paying 14x for double-digit grower with expanding margins. This framework loves finding growth at reasonable prices, and Adobe at these multiples represents Lynch's ideal setup where growth exceeds the earnings multiple.

P/E Ratio
THE GROWTH STORYcompelling

Can you explain in one sentence why this company grows?

Digital Media generates 74% of revenue selling must-have creative tools
99 of Fortune 100 companies use Adobe solutions
Revenue correlates 0.979 with inflation showing pricing power
Subscription model with expanding ARR across all segments

The growth story is Lynch-simple: Adobe makes the software creative professionals can't work without. From Photoshop to Acrobat, these are tools with no real substitutes, creating the pricing power and retention Lynch seeks in fast growers.

Revenue by Segment
WHERE IN THE STORYmature

Are we early, middle, or late in this growth story?

Revenue growth steady at 11% not accelerating
Operating margins near peaks at 37.8%
Market already discovered story — 81% institutional ownership
PE compressed from 104x to 14x suggesting late innings pricing

This framework sees middle-to-late innings — growth established but not accelerating, margins near optimal levels, story well-known. However, the 14x multiple creates an unusual situation where late innings trades at early innings prices.

Operating Margin
KEY NUMBERS
VERDICT

Applying Lynch's framework reveals Adobe as a fast grower trading at slow grower prices — 11% revenue driving 22% operating income growth at just 14x earnings. The PEG math is compelling, the story is simple (creative tools everyone needs), and insiders just started buying after five years. This framework suggests the market has misclassified Adobe, creating the kind of opportunity Lynch spent his career finding. When can you buy a dominant fast grower at mature company multiples?

This analysis applies Peter Lynch's published investment framework to publicly available financial data. It is not authored by, endorsed by, or affiliated with Peter Lynch. Educational purposes only. Not financial advice.

OTHER PERSPECTIVES
Warren Buffett framework
The Owner-Operator
Bullish
Michael Mauboussin framework
The Expectations Engineer
Bullish
Howard Marks framework
The Cycle Whisperer
Bullish
Benjamin Graham framework
The Value Architect
Bullish
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